Report to        : Credit Control Unit Manager /Head of Credit Department

Position Summary

The Credit Control Unit is responsible for assisting Credit function in administrating its policy and procedure and assisting in credit risk management, performance management, and staff capacity development.

DUTIES AND RESPONSIBILITIES

 Credit Risk Management

• Assist in development of policies, procedure and guideline in managing lending process on customer selection, loan assessment, disbursement, monitoring and collection and conduct the internal control to make sure that all credit operations are compliance.
• Conduct on site branches inspection in the area of loan operations especially loan assessment, delinquency loan management, documentation and others.
• Temporary in charge of any of branch credit personnel in the case of absent of the responsible people especially branch manager and chief loan officer.

Credit Performance Management

• Assist in provide coaching and feedback to the poor performance by helping to develop a strong performance culture and professional work ethic.
• Assist in ensure that all branch managers have convert overall branch objectives to individual performance target. Monitor and evaluate those target plans on time and regularly and provide sufficient coaching and feedback especially to poor performers.
• Assist in development of performance assessment tool in order to evaluate branch performance in the purpose of giving recognition or feedback and carry out independent evaluation of loan requests from all branches and recommend for approval.
• Support branch staffs of credit function such as Loan Officer and Chief Loan Officer in performing their duty.

Capacity Development

• Assist in participate in training on how to set loan target plan and performance assessment to branch managers, CLO, DCLO and or others related staff.
• Assist in provide training to new recruit staffs on credit policies, procedures, loan assessment and delinquency management to ensure staffs are knowledgeable and skillful.

Recruitment Involvement

• Help (deputy) head of Credit department identify staffing need in the department and for branches.
• Participate in the process of recruitment and selection of Credit staff.

Reporting and Others

• Prepare necessary reports as practical control and as required by management, auditors, and other stakeholders.
• Assist in Meeting schedule of Credit Dept;.
• Perform other tasks as required by managers.
• Be willing and ready to contribute and assist where needed.

 

QUALIFICATIONS AND REQUIREMENTS:

Education

• At least Bachelor’s degree in accounting, finance, banking, or business administration or equivalent.

 Language

• Proficient in Myanmar Language
• Being able to communicate well in formal English (writing, speaking, and listening)

 Practical Experiences and Skills

• At least one year experience in financial or banking in industry of credit field.
• Good Communication, interpersonal and problem solving skills.
• Be Computer Literacy-MS Office, MS outlook and MS Excel.
• Ability to initiate and prioritize multi-tasks.
• Be Honest, Flexible, hardworking, able to work under pressure and willing to travel
• Be well-organized and a good starter

 Emotional and Physical Demands

• Good emotional quotient
• Be self-motivated
• Good willpower
• Be healthy and strong
• Be well-dressed or well-groomed